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It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt.

The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need.

If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in!

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Jeff Peters
RE/MAX Associates of Lancaster
570 Lausch Lane, Suite 100
Lancaster, PA 17601
717-581-4737
Fax: 717-560-7728
jeffpeters1@NUMBER1EXPERT.com

As a life long resident of Lancaster, I have a deep knowledge of the different communities within the county. Working with new home sales and corporate relocation for over 10 years, I have been successful in finding homes for Hundreds of Families. Representing both buyers and sellers, I strive to exceed all my client and customer's expectations.

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